Karen Haiflich is an independent insurance agent specializing in Medicare, Life & Health Insurance. She works with most major insurance companies so she can offer her clients appropriate coverage for them. Her clients are located all across Alabama, giving her a great feel for the insurance landscape. She designs plans with a focus on low costs, and proper benefit structure, which she combines with personalized insurance advice aimed at helping her clients make better-informed decisions.
Her mission is to provide seniors, individuals, and families with assistance in understanding and making the right decisions when it comes to insurance. She has the skills, knowledge, and experience to help meet her client's established goals. Her personal goal is to become a lifetime resource for her clients and give them greater confidence in choosing their insurance plan.
Karen grew up in the American Air Force and lived several places both here and abroad. She obtained a Bachelors Degree from Indiana University in 1986. She has taken several insurance related courses and obtained her Registered Health Underwriter designation from the American College.
Karen began her insurance career in 1979 with Lincoln National Life Insurance Company in Fort Wayne, IN in the group insurance department. She worked in several departments in the home office before joining the sales team.
In 1995, Karen decided to become self-employed and began her own group insurance agency. She specialized in large group self-funded accounts and group life and disability insurance.
In 2006, Karen moved to Birmingham, AL to be closer to the majority of her family. After her move, she realized Alabama is far different than other states regarding the group insurance market. She then decided to change her specialty to Medicare. She spent one year with United HealthCare and quickly determined that she cannot just represent one company so she again became self-employed.
Karen now spends her time conducting Medicare Educational Seminars at several libraries and other venues. She then meets with people on a one-on-one basis to review their health insurance needs and steers them to the appropriate plan. There is no cost or obligation to meet with her. Her income is derived from commissions paid by the insurance companies.